Regulatory Information

Compliance & Legal

Detailed information about ZEBEDEE, LLC's regulatory standing, licensing, compliance programs, and legal disclosures. Last updated: January 2025.

Regulatory Status

ZEBEDEE, LLC is a Registered & Licensed U.S. Money Services Business

ZEBEDEE, LLC is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN) of the U.S. Department of the Treasury.

FinCEN MSB Registration Number
31000327040201

ZEBEDEE, LLC is licensed as a Money Transmitter in Washington State, issued by the Washington State Department of Financial Institutions (DFI).

Washington State Money Transmitter License
550-MT-149372

ZEBEDEE, LLC complies with all applicable U.S. federal and state regulations governing money transmission, cryptocurrency services, and digital asset activities, including but not limited to the Bank Secrecy Act (BSA), FinCEN regulations, OFAC sanctions requirements, and applicable state money transmitter laws.

Section 1

Licensing & Registration

License / Registration Issuing Authority License / Registration Number Status
Money Services Business (MSB) Registration
Federal — Money Transmitter / Cryptocurrency Exchanger		 FinCEN — U.S. Department of the Treasury 31000327040201 Active
Money Transmitter License
State — Washington State		 Washington State Department of Financial Institutions (DFI) 550-MT-149372 Active
Federal Regulatory Compliance Statement

ZEBEDEE, LLC operates in compliance with the Bank Secrecy Act (BSA), as administered by FinCEN, and all FinCEN regulations applicable to Money Services Businesses, including regulations governing money transmission and cryptocurrency exchange activities.

As an MSB, ZEBEDEE, LLC is subject to registration renewal requirements, examination, and oversight by FinCEN and applicable state regulators.

Section 2

Anti-Money Laundering (AML) & Know Your Customer (KYC)

ZEBEDEE, LLC implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures across all of its services. Our compliance program is designed to meet or exceed the requirements of applicable U.S. law.

Know Your Customer (KYC)

Our Customer Identification Program (CIP) requires identity verification for all customers, consistent with 31 CFR § 1022.210.

  • Government-issued ID verification
  • Identity document authentication
  • Address verification procedures
  • Enhanced due diligence for higher-risk customers
  • Politically Exposed Person (PEP) screening

Anti-Money Laundering (AML)

Our AML program is administered by a designated Compliance Officer and includes ongoing transaction monitoring and reporting.

  • Transaction monitoring program
  • Suspicious Activity Report (SAR) filing
  • Currency Transaction Reports (CTR) as required
  • OFAC / sanctions list screening
  • Regular compliance training
AML/KYC Compliance Statement

ZEBEDEE, LLC implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures consistent with the requirements of the Bank Secrecy Act and FinCEN regulations for Money Services Businesses. Our compliance program includes a written AML policy, designated compliance officer, ongoing employee training, independent testing, and robust recordkeeping.

Section 3

Risk Disclosures

Cryptocurrency services involve risk. ZEBEDEE, LLC does not guarantee profits or investment returns. Digital asset values may fluctuate substantially, and customers may lose the entire value of their digital assets.

Key Risks

  • Volatility Risk: The value of cryptocurrency and digital assets can fluctuate dramatically in short periods. Past performance is not indicative of future results.
  • Regulatory Risk: The regulatory environment for digital assets is evolving. Changes in law or regulation may affect the availability or nature of our services.
  • Technology Risk: Blockchain networks and digital asset protocols may be subject to bugs, hacks, forks, or other technological failures outside our control.
  • Liquidity Risk: Digital asset markets may have limited liquidity at certain times, affecting the ability to complete transactions at expected values.
  • No FDIC Insurance: Cryptocurrency held through our services is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other government insurance program.
No Investment Advice

ZEBEDEE, LLC does not provide investment advice, financial planning services, or recommendations to buy, hold, or sell any digital asset. Nothing on this website or in our services constitutes financial or investment advice.

No Profit Guarantees

ZEBEDEE, LLC makes no representation, warranty, or guarantee that the use of our services will result in profits or any positive financial outcome. You should only engage with digital assets if you are prepared to accept the risk of total loss.

Section 4

Applicable Laws & Regulatory Framework

ZEBEDEE, LLC's operations are governed by a comprehensive regulatory framework at both the federal and state levels:

Federal Law

  • Bank Secrecy Act (BSA), 31 U.S.C. § 5311 et seq.
  • FinCEN Money Transmitter Regulations (31 CFR § 1022)
  • USA PATRIOT Act provisions
  • OFAC Sanctions Regulations

State Law

  • Washington State Money Transmission Act
  • WA DFI regulatory oversight
  • State-level AML requirements
  • Consumer protection laws

Internal Policies

  • Written AML Compliance Program
  • Customer Identification Program (CIP)
  • OFAC Screening Policy
  • Recordkeeping Policy (5-year retention)
Section 5

Regulatory & Compliance Inquiries

For questions related to our regulatory status, licensing, AML/KYC procedures, or to submit a compliance-related inquiry, please contact us:

Compliance Contact

CompanyZEBEDEE, LLC
Emailinfo@zebedeellc.it.com
Address50 Harrison St Ste 472
Hoboken, NJ 07030, USA